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Planning to sell your home but need exterior repairs first?
Our pre-sale home improvement financing allows homeowners to complete roofing, window, and siding upgrades with no upfront payment.
The balance is paid only when the home sells and closes.
This solution helps sellers list faster, avoid inspection issues, and protect their asking price — without using savings or delaying the sale.
No Out-Of-Pocket Costs
You don’t need to come out of pocket to complete critical exterior improvements before listing your home.
Easy Application
The application process is quick and straightforward, with minimal paperwork. Most homeowners can get approved without the lengthy steps associated with traditional loans.
No Impact To Credit
There are no hard credit pulls that could impact your ability to qualify for a mortgage or other financing.
No Lien Required
No lien is placed on your property. This helps keep the transaction simple and avoids complications during the sale process.
Re-paid At Closing
The balance is repaid directly from escrow when your home sells and closes. Until then, no payments are required.
~1% Interest Per Month
Financing costs are typically around 1% per month. This transparent structure allows sellers to clearly understand the costs upfront.
+680 Credit Score Required
A credit score of approximately 680 or higher is generally required for approval. This helps ensure a smooth approval process and favorable terms.
How Pre-Sale Home Improvement Financing Works
01.
Free Exterior Inspection & Estimate
We assess your roof, windows, and siding to identify improvements needed before listing.
02.
Fast Financing Approval
Simple approval process. Not a traditional loan & no monthly payments.
03.
Work Completed Before Listing
Exterior upgrades are completed so your home is market-ready.
04.
Paid at Closing
Financing is paid directly from escrow when the home sells.
Why Repairs Matter Before Selling Your Home?
Inspection Failures
This can delay the sale or force unexpected negotiations late in the process.
Delay Escrow Or Derail Closings
Addressing problems before listing helps keep the transaction on track.
Force last‑minute price reductions
Making repairs ahead of time helps protect your asking price and negotiation position.
Reduce buyer confidence
When buyers feel uncertain, they’re more likely to hesitate or submit lower offers.
Pre-Sale Financing FAQ's
No. There are no monthly payments. Payment is made at closing.
The financing remains in place until the property closes.
No. This is not a refinance, HELOC, or traditional loan.
Most commonly, it’s used for roofing, window, siding, and other exterior repairs that impact curb appeal, condition, and overall marketability. If you’re unsure whether a specific project qualifies, we can review it with you during your free inspection.
Yes, although it’s most effective before listing.